Gusto
Track employees, documents, leave, and onboarding without calculating or moving payroll
A consolation build is possible, but the paid product's decisive value sits outside a solo rebuild. For Gusto, track employees, documents, leave, and onboarding without calculating or moving payroll. The hard boundary is payroll rails, tax filing, benefits, banking, compliance, and support, plus compliance, payroll, and regulated integrations.
Build verification: not recorded. How we judge buildability
What you give up
- payroll rails, tax filing, benefits, banking, compliance, and support
- payroll rails
- tax and labor-law compliance
- benefits integrations
- identity checks and global employment infrastructure
Why people still pay
People still pay for Gusto because HR platforms survive because mistakes affect pay, benefits, immigration, and legal obligations, not because forms are difficult to render. The recurring cost buys sensitive data, access, retention, audit, payroll calculations, filings, benefits, employment law, incident response, and support, not just the visible interface.
Your build guide
The stack, security requirements, and agent rules for a focused replacement.
Before you start
- PostgreSQL
- private self-hosted deployment
- strict admin access
- documented retention policy
Use these project rules and optional skill references alongside the prompt. Review each skill before adding it to your agent; the AGENTS.md export includes the same guidance.
Project rule, data: Model employees, leave requests, approval decisions, policy versions, and audit events; keep stable source IDs and timestamps.
Project rule, behavior: Implement employees, teams, roles, documents, leave requests, equipment, onboarding tasks, and acknowledgements.
Project rule, recovery: Ship Docker Compose, health checks, disaster recovery, and an emergency-access procedure.
Implementation plan
Phase 1, architecture and data
Use Next.js 15, TypeScript, PostgreSQL, Drizzle ORM, and Docker Compose. Model employees, leave requests, approval decisions, policy versions, and audit events; keep stable source IDs and timestamps.
Phase 2, implement
Implement employees, teams, roles, documents, leave requests, equipment, onboarding tasks, and acknowledgements.
Phase 3, implement
Add approval workflows, expiry reminders, export, retention, deletion holds, and encrypted backups.
Phase 4, review and output
Keep compensation fields optional and never calculate payroll, taxes, benefits, or statutory filings. Add approval workflows, expiry reminders, export, retention, deletion holds, and encrypted backups.
Phase 5, recovery and acceptance
Ship Docker Compose, health checks, disaster recovery, and an emergency-access procedure. Verify this invariant with a saved fixture: A rejected or withdrawn request cannot change the approved balance; a policy edit must not rewrite past decisions. State the practical limit: payroll rails, tax filing, benefits, banking, compliance, and support.
Build me a focused HR, recruiting, payroll and workforce operations workflow for the personal core of Gusto. Requirements: - Use Next.js 15, TypeScript, PostgreSQL, Drizzle ORM, and Docker Compose. Model employees, leave requests, approval decisions, policy versions, and audit events; keep stable source IDs and timestamps. - Paid product context: Track employees, documents, leave, and onboarding without calculating or moving payroll. Build only this DIY scope: Track employees, documents, leave, and onboarding, maintain approvals and records, and export data without calculating or moving payroll or making employment decisions. - Implement employees, teams, roles, documents, leave requests, equipment, onboarding tasks, and acknowledgements. - Add approval workflows, expiry reminders, export, retention, deletion holds, and encrypted backups. - Keep compensation fields optional and never calculate payroll, taxes, benefits, or statutory filings. - Use a local web page with input, progress, review, and export views. Required input or access: private self-hosted deployment; strict admin access. - Recovery: Ship Docker Compose, health checks, disaster recovery, and an emergency-access procedure. - Acceptance: with one labelled sample, show the input, saved intermediate state, and exported result; verify this invariant: A rejected or withdrawn request cannot change the approved balance; a policy edit must not rewrite past decisions. - Out of scope: payroll rails, tax filing, benefits, banking, compliance, and support; payroll rails. Keep this a personal, inspectable workflow. - Include a README with setup, a sample input, required keys or permissions, data location, and the supported scope.
$ open in your agent (prompt prefilled, you press enter), copy the prompt or copy AGENTS.md · generated from this app's build plan
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Alternatives to building your own
all 4 free alternatives to Gusto →· no votes, no pay-to-list · just what's real
Gusto pricing
| plan | monthly | annual (per mo) | what you get |
|---|---|---|---|
| contractor only | $35 | — | $35 base/month + $6 per contractor paid that monthCurrent promotion waives the $35 base for the first 6 months; normalized price is the standard rate. |
| simple | $49 | — | $49 base/month + $6 per person/month |
| plus | $80 | — | $80 base/month + $12 per person/month |
| premium | $180 | — | $180 base/month + $22 per person/month |
free tierno free tier
billingmonthly only; no annual plan
hidden costsEvery payroll plan adds a per-person charge. Add-ons include next-day pay $15+$3/person on Simple, instant pay $100/payroll, same-day pay $90/payroll, Time & Attendance Plus $6/person on Simple, priority support $30+$3/person, HR resources $50+$5/person, performance $3/person, Money Plus $19/month, FSA/commuter $4/person with $20 minimum plus a $200 annual service charge, and R&D credit service at 15% of the credit.
pricing sources checked 2026-08-10 · pricing source ↗
Questions about Gusto
Can you build your own Gusto with AI?
A full replacement is not the recommended project. A consolation build is possible, but the paid product's decisive value sits outside a solo rebuild. For Gusto, track employees, documents, leave, and onboarding without calculating or moving payroll. The hard boundary is payroll rails, tax filing, benefits, banking, compliance, and support, plus compliance, payroll, and regulated integrations.
What does the Gusto build prompt cover?
The prompt starts with this scope: Track employees, documents, leave, and onboarding, maintain approvals and records, and export data without calculating or moving payroll or making employment decisions. Full-product capabilities excluded from the comparison include: payroll rails, tax filing, benefits, banking, compliance, and support; payroll rails; tax and labor-law compliance. Follow the implementation plan and its prerequisites before expanding the build.
How do I use the prompt, AGENTS.md and agent skills?
Start with the Gusto prerequisites and stack, then copy the prompt into your coding agent. Save the project rules as AGENTS.md in the project root. Linked skills are optional packages or source instructions for specific tasks; review their current contents and install only those matching the chosen stack. A skill does not supply API credentials or verify the finished app.
How long will this Gusto project take?
The catalogue estimate is closest consolation build: one sitting for the limited scope. Setup, integration approvals, debugging, deployment and ongoing maintenance can add time. This is an estimate, not a delivery guarantee.
What would I give up by replacing Gusto?
payroll rails, tax filing, benefits, banking, compliance, and support; payroll rails; tax and labor-law compliance; benefits integrations; identity checks and global employment infrastructure. People still pay for Gusto because HR platforms survive because mistakes affect pay, benefits, immigration, and legal obligations, not because forms are difficult to render. The recurring cost buys sensitive data, access, retention, audit, payroll calculations, filings, benefits, employment law, incident response, and support, not just the visible interface.
What price is this guide comparing against?
The recorded Simple plan is $49/mo (monthly base), checked 2026-07-31. Check the linked pricing source before buying. Building your own also has hosting, API and maintenance costs; the recorded amount is not a guaranteed saving.
What can I use instead of building Gusto?
Frappe HR: A complete HR suite without the license bill; the server, backups and upgrades are now in your job description. Horilla HR: Hire-to-leave HR in Docker; free forever means you own the updates and backups. OrangeHRM Starter: The old-school HR suite: records, leave, attendance and approvals, with a real server and no fashion budget. Compare all listed options at https://howtovibecodeit.dev/gusto/alternatives. Check each option's license, hosting needs and feature limits.